Full Payroll Engine Included

Payroll That Actually Works. All 50 States.

Most accounting apps charge $50+/mo extra for basic payroll. We include a production-grade engine with every paid plan.

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Built for real-world complexity
Not a toy calculator. A production tax engine that handles federal, state, and local withholding for every jurisdiction in the US.
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50-State Tax Engine

Federal income tax, all 50 states plus DC. FICA (Social Security + Medicare), FUTA, SUTA, SDI, and PFML where applicable. Updated annually from IRS and state publications.

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3,200+ Local Jurisdictions

NYC resident and non-resident taxes. Philadelphia EIT and school income tax. Ohio municipal income tax. Indiana county taxes. Maryland county taxes. Pennsylvania PSD codes. Kentucky occupational taxes.

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Tax Forms

Generate W-2, 1099-NEC, Form 941, 940, 944, W-3, and W-2c as IRS-formatted PDFs. Review the actual PDF before filing. Corrections handled with proper W-2c workflow.

Filing Workflow

Prepare the return. Review the actual PDF output. Approve with one click. Download, email to employees, or mark as filed. Every step tracked with timestamps and who approved.

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Compliance Calendar

Every federal and state filing deadline tracked automatically. Overdue alerts so nothing slips. Status dashboard shows filed, pending, and upcoming across all jurisdictions.

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Tax Deposits

Track EFTPS deposits with deposit schedule awareness (monthly vs. semi-weekly). GL posting when payment is made. Reconcile tax liability accounts against actual deposits.

File directly with the IRS and states
Generate agency-ready electronic files and submit directly via IRS MeF or download for portal upload. No third-party filing service required.
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IRS MeF Direct Submission

Submit Form 941 and Form 940 directly to the IRS via MeF (Modernized e-File). Properly structured XML per IRS Publication 4164. SOAP-based HTTPS submission with acknowledgment polling. Requires IRS ERO authorization (Form 8633).

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SSA EFW2 + IRS FIRE

Generate W-2 wage files in SSA EFW2 fixed-width format for electronic submission to Social Security Administration. 1099-NEC files in IRS FIRE format for contractor reporting. Validation checks before submit.

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California State E-File

CA EDD DE-9 / DE-9C quarterly wage and withholding reports in the required CSV format. Separates UI subject wages (capped at $7,000), PIT withheld, SDI, and ETT per employee. Ready for EDD e-Services for Business.

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New York State E-File

NY DTF NYS-45 quarterly combined withholding, wage reporting, and unemployment insurance return in pipe-delimited format. Includes NYC/Yonkers local withholding and Paid Family Leave (PFL) per the 2026 rate schedule.

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Auto Zip-to-Jurisdiction

Enter a zip code during employee setup and EveryCent automatically resolves the local tax jurisdiction: PA PSD codes, OH municipality codes, IN/MD/KY county codes, NYC/Yonkers codes, school districts, and more. No manual lookup required.

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One-Word Payroll Approval

When pay day approaches, EveryCent prepares the payroll run and sends you a summary. Open the AI chat, type "Approve," and payroll is processed: taxes calculated, journal entries posted, pay stubs queued. That's it.

Onboarding to year-end, covered
Self-service onboarding, direct deposit, pay stubs, and year-end close with guided checklists.
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Employee Onboarding

Invite employees via email. They complete W-4, state withholding, and direct deposit info through a self-service portal. No back-and-forth with paper forms.

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Year-End Close

Guided checklist walks you through everything: verify employee data, generate W-2s, review for errors, distribute electronically, handle corrections with W-2c, and post closing entries.

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Payroll Reports

Payroll register, tax liability summary, YTD earnings, deduction reports, and employer cost analysis. Export to CSV or PDF. Schedule automated delivery via email.

Pay the difference? No thanks.

QBO charges $75/mo for accounting + $115/mo for payroll = $190/mo before you even add employees. EveryCent includes everything in one plan.

$29/month — everything included
QBO: $190/mo for the same features
Full payroll. No add-on fees.
Federal + all 50 state tax calculations
3,200+ local tax jurisdictions
W-2, W-3, 1099-NEC generation
Form 941, 940, 944 generation
W-2c corrections workflow
EFTPS deposit tracking
Compliance calendar with alerts
Employee self-service portal
Direct deposit setup
Deduction templates (401k, HSA, etc.)
Year-end close checklist
Automated GL journal entries
Pay stub history for employees
Multi-state employees supported
Employer SUI rate overrides
Payroll reports with CSV/PDF export
IRS MeF direct e-file (Form 941 & 940)
SSA EFW2 + IRS FIRE electronic filing
California DE-9/DE-9C quarterly e-file
New York NYS-45 quarterly e-file
Auto zip-to-jurisdiction resolver
One-word payroll approval via AI chat

Stop paying extra for payroll

Full accounting + full payroll + all tax forms. One price. No per-employee fees.

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