AI-powered Accounting + Payroll + Taxes — all included

Autopilot for your books. A bookkeeper in your pocket.

Just tell EveryCent what you need — send invoices, run payroll, check your numbers. The AI handles your accounting the way a great bookkeeper would. Except it never sleeps, never miscalculates, and never charges by the hour.

Start for Free See How Autopilot Works

Zero screens to learn

Talk to your books like you'd talk to your accountant.

"Send an invoice to Acme for $5,000." "How much did we spend on marketing?" "Run payroll." EveryCent understands plain English and executes instantly. No menus, no training, no manuals.

Try It Free See AI in Action

50 states • 3,200+ jurisdictions • Sub-millisecond

Payroll for all 50 states. Built in, not bolted on.

Real graduated tax brackets. Local taxes down to the ZIP code. Multi-state reciprocity. Gross-up and bonus calculations. The same engine that powers enterprise payroll — included in every plan.

Try the Free Calculator Start Running Payroll

Proactive — not reactive

Your financial snapshot. Every morning. Before coffee.

EveryCent briefs you on cash position, overdue invoices, upcoming bills, and payroll — before you even log in. One tap to send reminders, approve payments, or flag issues. 5 minutes and you're done.

Get Started See the Morning Briefing

Payroll in one word

12 employees. 3 states. One word: "Approve."

EveryCent calculates every tax, every deduction, every jurisdiction. It shows you the summary and waits for your go-ahead. You say "approve." Pay stubs generated. Direct deposits queued. Done.

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AI learns your patterns

Transactions categorize themselves.

Bank transactions flow in and get categorized automatically using AI and your custom rules. High-confidence matches are auto-approved. Uncertain ones get a quick yes/no from you. "Categorize last week." "Done. 34 handled. 3 need your input."

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Always watching your finances

Problems flagged before they become crises.

Cash running low in 3 weeks? AWS charge 3x higher than usual? Quarterly taxes due next week? EveryCent warns you proactively — with one-tap actions to resolve everything.

Get Started See Proactive Alerts

Close your books in minutes

Month-end close in a conversation.

"Close February." EveryCent shows what's done, what's left, and walks you through the remaining items one by one. Most months close in under 10 minutes. No checklist spreadsheets. No missed entries.

Start for Free See Month-End Close

Ask anything about your business

Ask a question. Get a real answer.

"What's our profit this quarter?" "Who owes us money?" "Compare revenue to last year." No report menus. No exporting to Excel. Just the number you need, instantly.

Try It Free See Reports in Action

Get paid faster

Overdue invoices chase themselves.

EveryCent sends professional payment reminders at 7, 14, and 30 days overdue. Tone escalates from friendly to firm. You never have to write an awkward follow-up email again.

Get Started See Auto-Reminders

1 / 10

AI-First Experience

Talk to your books like you'd talk to your accountant

Most business owners don't want to learn accounting software. With EveryCent, you don't have to. Just ask.

"Send an invoice to Acme Corp for $4,500"

"How much did we spend on marketing last quarter?"

"Run payroll for this pay period"

"Categorize all my bank transactions from last week"

"Show me who owes us money right now"

EveryCent AI

What's our cash position right now?

Cash & Bank Balances
Checking (Chase): $47,230
Savings (Ally): $125,000
Total: $172,230
You have 3 unpaid invoices totaling $12,400 expected this week.

Send a reminder to the overdue ones

Done. Payment reminders sent to:
• Acme Corp ($4,500 — 12 days overdue)
• Northpoint ($3,200 — 5 days overdue)

The Platform

Accounting, payroll, and intelligence — unified

No bolt-on modules. No per-feature pricing. One platform that does it all.

💵

Full Payroll Engine

Federal, state, and local taxes for all 50 states. Graduated brackets, reciprocity agreements, gross-up calculations, and direct deposit. Not an add-on — built into every plan.

Try the free calculator →

☶

Double-Entry Bookkeeping

Every transaction balanced automatically. Chart of accounts, journal entries, multi-currency, and a full audit trail that accountants trust.

📊

Reports & Insights

P&L, balance sheet, cash flow, trial balance, budget vs. actual, aged receivables, and a custom report builder. Export to CSV, PDF, or Excel.

🔍

AI-Powered Categorization

Claude-powered transaction categorization that learns your patterns. Custom rules, bulk actions, and smart suggestions that get better over time.

Invoicing & Estimates Professional invoices, payment tracking, recurring billing, multi-currency

Bills & Purchase Orders Vendor management, AP tracking, approval workflows, scheduled payments

Bank Connections Auto-import transactions, one-click reconciliation, CSV import

Receipt Scanning AI-powered OCR extracts vendor, amount, date, and category from photos

Multi-Company Manage multiple businesses from one login with instant switching

Roles & Permissions Owner, admin, editor, viewer — granular access for your team

REST API & Webhooks 41 endpoints, HMAC-signed webhooks, OpenAPI spec included

Customer & Vendor Portals Token-based public access for clients to view invoices and pay online

Payroll Engine

The payroll engine others charge extra for

Most accounting platforms bolt on payroll as a paid add-on with basic federal withholding. EveryCent includes a production-grade tax engine that handles the complexity others skip.

All 50 states — graduated brackets for CA, NY, NJ, OR, MN, CT, HI. Not flat-rate estimates.
3,200+ local jurisdictions — PA PSD codes, OH municipal taxes, IN county rates, NYC/Yonkers, MD counties.
Multi-state reciprocity — 30+ state pairs handled automatically. Credit method fallback when no agreement exists.
Gross-up & bonus calc — Net-to-gross solver and IRS supplemental wage rates (22% flat + aggregate).
Sub-millisecond speed — Every paycheck calculates instantly. Run one or a thousand, same speed.

Try the Free Calculator Start Running Payroll

Paycheck Breakdown

Gross Pay$6,346

Federal Income Tax-$802

CA State Tax-$302

Social Security-$393

Medicare-$92

Net Take-Home$4,757

States

3,200+

Jurisdictions

<1ms

Per Calc

For Accountants

Manage every client from one place

A dedicated workspace for accounting professionals. Switch between clients instantly, review financials across companies, and never lose context.

⌨

Quick Switcher

Press Cmd+K to search and jump between client companies instantly.

▦

Cross-Company Dashboard

See key metrics for all your clients in one view. Spot issues before they become problems.

🔗

Client Portals

Share invoices and documents with clients via secure, token-based portals.

Clients

Acme Corp 12 pending

Westlake LLC 3 pending

Northpoint Inc 0 pending

Sunbeam Design 5 pending

Pricing

Full accounting + payroll. Not full price.

QuickBooks charges $190/mo for accounting + payroll. We include payroll in every paid plan.

Starter

For freelancers & micro-businesses

Free forever

1 company · 2 users
Unlimited invoices & bills
1 bank connection
P&L, Balance Sheet, Trial Balance
10 AI receipt scans / mo
AI chat assistant (5/day)

Get Started Free

Everything they charge extra for, we include

QuickBooks charges $190/mo for accounting + payroll. Xero doesn't even have payroll.

Feature

EveryCent

QuickBooks

Xero

Wave

Double-entry bookkeeping
✓
✓
✓
✓

Invoicing & estimates

✓

AI categorization
✓
Basic
✕
✕

Receipt OCR scanning

✓

Add-on

✓

Full payroll engine
✓
Add-on $$$
Add-on
✕

Multi-company support

✓

Separate sub

Accountant multi-client dashboard
✓
✓
✓
✕

AI chat assistant

✓

Basic

REST API & webhooks
✓
✓
✓
✕

12 customizable themes

✓

Class & department tracking
✓
Plus plan
✓
✕

Purchase orders

✓

Plus plan

✓

Customer & vendor portals
✓
✕
✕
✕

Tax form generation (W-2, 1099, 941, 940)

✓ Included

+$50/mo

Tax filing workflow (prepare, review, file)
✓
✕
✕
✕

Year-end close automation

✓

50-state payroll + 3,200 local jurisdictions
✓
Add-on
Partner only
Limited

Employee self-service onboarding

✓