Real 2026 IRS tax brackets, graduated state rates, FICA, and employer costs. Gross-up, bonus, and multi-state reciprocity. Zero sign-up.
| Bracket | Rate | Tax |
|---|---|---|
| $0 - $12,400 | 10% | $1,240 |
EveryCent combines federal brackets, state logic, reciprocity rules, and employer taxes into one flow that stays understandable.
2026 graduated brackets from IRS Publication 15-T. Standard deductions, additional Medicare thresholds, and SS wage base ($184,500).
Not flat estimates. Full graduated bracket tables for CA, NY, NJ, OR, MN, CT, HI and every other state. 9 no-income-tax states handled.
PA local EIT by PSD code, OH city income taxes, IN county taxes, MD county surcharges, KY/AL city occupational taxes, NYC & Yonkers resident rates.
When you live in one state and work in another, we apply the correct reciprocity rules. DC/VA/MD, PA/NJ, IL/WI, and 30+ state pairs handled.
State unemployment insurance (employer-specific rates), California SDI, NJ TDI/FLI, NY PFL, Hawaii TDI, Massachusetts PFML, Washington PFML & WA Cares.
Federal unemployment tax with state credits, including credit reduction states (CA, VI in 2026). Employer-side FUTA calculated on first $7,000.
401(k), 403(b), HSA, FSA, transit/parking, Roth contributions. Each deduction correctly reduces the right taxable wages (some exempt from FICA, some not).
Social Security taxes stop at $184,500. Our engine tracks year-to-date wages per employee so mid-year paychecks are calculated exactly right.
Our tax research team monitors IRS publications, state DOR bulletins, and local rate changes year-round. Every update is multi-layer validated before going live.
Move from estimate to production payroll with employee records, deductions, tax filings, and payroll approvals in one workflow.
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